Terms of Service

These Terms of Service govern your access to and use of Pikova, including our website, app, simulations, model outputs, ownership views, course-fit tools, tracker features, community features, and related services. When we say "Pikova," "we," "our," or "us," we mean the Pikova service and the company that operates it.

By creating an account, subscribing, browsing logged-in areas, or otherwise using Pikova, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use Pikova.

If you are using Pikova for a business, team, or group, you confirm that you have authority to bind that person or entity to these Terms. If you do not have that authority, you may only use Pikova in your personal capacity.

You must be at least 18 years old and legally able to enter into a binding contract to use Pikova. We use a self-attestation checkbox at signup instead of hard ID verification, which means you are responsible for answering honestly. If you are under 18, you may not create an account or use the paid service.

You may only use Pikova from places where accessing information-only sports analytics content is permitted. We do not promise that the service is appropriate or available in every location. You are responsible for knowing and following the laws and rules that apply to you where you live and where you access the service.

We may refuse service, suspend access, or close accounts if we reasonably believe a user does not meet these eligibility rules or is using Pikova in a way that creates legal or operational risk for us, other users, or our vendors.

Pikova is a golf betting analytics subscription. We provide information and tools designed to help users understand golf events, player performance, model ranges, simulations, ownership signals, course fit, line movement context, bet tracking, and related data. Some parts of the service may be educational, some may be entertainment-oriented, and some may be practical workflow tools.

The service may include model scores, probabilities, rankings, scenario testing, summaries, editorial notes, and community-facing features. It may also include forward-looking estimates based on historical data, third-party feeds, and our own calculations. Those tools are designed to inform your thinking, not replace your own judgment.

Pikova does not place wagers for you. We do not move money, store betting balances, accept deposits for gambling activity, or execute bets with any operator. Stripe handles subscription billing only.

Our outputs are probabilistic. That means a player with a strong model profile can still miss a cut, a low-owned golfer can still win, and a good process can still have a bad week. You should never treat a projection, pick list, simulation, or write-up as a promise of any result.

Pikova does not provide personalized professional advice about finances, securities, taxes, law, or gambling decisions. We also do not know your full circumstances, risk tolerance, or budget unless you choose to enter limited preferences for product personalization. You remain responsible for every wager, contest entry, lineup, or purchase you make using or after using the service.

We work hard to make the service useful and honest, but accuracy is not perfect. Data can be delayed, feeds can break, models can miss, and real-world events can make an output stale very quickly.

Pikova is not a sportsbook. We do not book bets, set house lines, accept gambling funds, pay winnings, or hold user balances for wagering. Your subscription fee pays for access to software and information only.

We are also not affiliated with, endorsed by, or acting on behalf of any sportsbook, league, tour, team, governing body, or third- party data provider unless we expressly say so in writing for a specific relationship. No brand names, event names, or data sources referenced in the product should be read as sponsorship or partnership.

Our business model is subscription-only. We do not rely on sportsbook affiliate revenue.

You may create one account for yourself. Do not share your account, sell access, or allow other people to use your login. You are responsible for keeping your credentials secure and for activity that happens through your account.

You must provide accurate account information and keep it reasonably up to date. If you sign up with Google or another third-party login provider, you remain responsible for securing that external account too.

We may suspend or terminate accounts that appear to be duplicated, compromised, abusive, misleading, or used in violation of these Terms. We may also ask you to reset credentials or confirm account details if we believe there is a security issue.

Pikova currently offers a monthly subscription at $18 per month. If we ever introduce annual billing or other plans, those options will be shown at checkout or in the billing flow before you are charged. Stripe processes subscription payments for us. We do not receive or store your full card number.

Your subscription renews automatically until you cancel. Unless we say otherwise at checkout, we charge the payment method on file at the start of each billing period. You authorize us and Stripe to process those recurring charges until you cancel.

Our refund policy is simple: If you ask within 30 days of your first payment, we'll give you a full refund - no questions. After that, you can cancel anytime and won't be charged again, but we don't refund charges already made. That policy applies to monthly plans and would also apply to annual plans if we offer them.

For California automatic renewal disclosures: your subscription continues until canceled, your payment method is charged at the recurring interval shown at purchase, and you can cancel at any time before the next renewal by going to your Pikova billing settings and opening the Stripe billing portal. Once canceled, you keep access through the end of the paid period unless we say otherwise.

We do not promise a free trial. If we offer one for a promotion, event, or test period, we will tell you the trial length, the plan it converts into, and the date or timing of the first paid charge before you start.

Unless we say otherwise in the offer itself, a free trial converts automatically into the paid subscription tied to that offer when the trial ends. To avoid a charge, you must cancel before the trial period expires using the account billing flow.

We may change, limit, or stop free trial offers at any time. We may also restrict trial eligibility if we reasonably believe a user is attempting to create repeated trial accounts or game promotional access.

Use Pikova like a subscriber, not like an extraction pipeline. You may not scrape, spider, mirror, frame, bulk download, reverse engineer, decompile, automate access, or otherwise pull material portions of the service in a way that bypasses normal product use.

You may not resell access, republish our model outputs at scale, build a competing service from our content or structure, remove attribution or notices, or use bots or scripts to hammer the app, APIs, or data layers. You also may not interfere with the service, probe for vulnerabilities, or try to access areas or accounts that are not yours.

You may not use Pikova for unlawful conduct, harassment, fraud, spam, impersonation, or activity that harms other users or third parties. If we find conduct that violates this section, we may throttle, suspend, or terminate access immediately.

As between you and Pikova, we own the service, including the site design, interface, copy, logos, software, calculations, workflows, compiled data sets, model logic, and the way those pieces are presented together, except for content you submit and third-party materials owned by their respective sources.

We grant you a limited, personal, non-exclusive, non-transferable, revocable right to use Pikova during your subscription and subject to these Terms. That right is for your own internal, non-commercial use unless we explicitly agree otherwise in writing.

If you submit content to Pikova, you keep whatever rights you have in that content. You give us a limited license to host, store, reproduce, display, and use that content as needed to operate, secure, improve, and provide the service and related community features.

Some parts of Pikova may let you post or share content, including comments, community picks, notes, profile details, or similar user submissions. Our existing community surface is an example of where these features may appear or expand.

You are responsible for the content you submit. You confirm that you have the rights needed to post it and that it does not violate law, these Terms, or the rights of others. We do not have to pre-screen all submissions, but we may review, remove, restrict, or moderate content at our discretion.

We are not required to publish any user content and we may preserve, remove, or disclose it when reasonably necessary to operate the service, enforce these Terms, comply with law, or protect users, partners, or Pikova.

Pikova relies on third-party data sources, including providers such as DataGolf, PGA Tour sources, odds feeds, schedule feeds, and related vendors. Those sources may change their data, delay it, interrupt it, or provide inaccurate information.

We may transform, summarize, normalize, or model around third-party data, but we do not control the upstream source material. If a feed is wrong, incomplete, or unavailable, our output may also be wrong, incomplete, or unavailable.

To the extent allowed by law, we are not liable for errors, omissions, delays, outages, or formatting problems caused by third- party data providers or by our reasonable reliance on those feeds.

Some Pikova features use models, statistical weighting, simulation systems, ranking logic, generated summaries, or other automated methods. These outputs are estimates based on available information, assumptions, and math. They are not facts about the future.

Past model performance does not predict future results. A model that looked strong over one sample can struggle later. Player injuries, weather shifts, field withdrawals, course setup changes, bad data, and randomness all matter. We may improve, tune, replace, or remove model features without guaranteeing continuity from prior outputs.

You should treat model outputs as one input among many. Use common sense, verify key assumptions, and understand that data errors can happen.

Pikova is built for people who want better information, not for chasing losses. If gambling stops feeling recreational, controlled, or affordable, stop and get help. Set limits, use self-exclusion tools where available, and do not wager money you cannot afford to lose.

You can learn more on our responsible gambling page. You can also contact 1-800-GAMBLER or visit ncpgambling.org for support resources.

Our Privacy Policy explains how we collect, use, share, and keep personal information. It is incorporated into these Terms by reference and forms part of your agreement with us.

If there is a conflict between these Terms and the Privacy Policy on a privacy-specific issue, the Privacy Policy controls for that issue unless the law says otherwise.

Pikova is provided on an as-is and as-available basis. To the fullest extent allowed by law, we disclaim warranties of merchantability, fitness for a particular purpose, title, non- infringement, quiet enjoyment, accuracy, availability, and any warranties arising from course of dealing or usage of trade. We do not promise uninterrupted service, error-free operation, or that the product will always meet your expectations.

To the fullest extent allowed by law, Pikova and its owners, officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenues, lost savings, loss of goodwill, lost data, or business interruption, even if we were advised that those damages were possible.

Our total liability for any claim arising out of or relating to the service or these Terms will not exceed the greater of $100 or the amount you paid us for Pikova in the 12 months before the event that gave rise to the claim.

You must bring any claim relating to Pikova within one year after the claim arose, or the claim is permanently barred to the extent allowed by law.

You agree to defend, indemnify, and hold harmless Pikova and its owners, officers, employees, contractors, and service providers from claims, demands, investigations, losses, liabilities, damages, judgments, and reasonable costs, including reasonable attorneys' fees, arising from or related to your misuse of the service, your violation of these Terms, your unlawful conduct, or your content.

We may assume control of the defense of any matter subject to indemnification by you, and you agree to cooperate with that defense at your reasonable expense.

Please read this section carefully. Except for matters that can be heard in small claims court and except for the public-injunctive relief carve-out described below, you and Pikova agree to resolve disputes through binding individual arbitration instead of court. Arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules then in effect.

The arbitration venue will be in your state of residence, which we believe is more practical and more enforceable than forcing everyone into one distant location. If remote participation is available under the applicable AAA procedures, either side may request it.

You and Pikova each waive any right to bring or participate in a class action, collective action, consolidated action, mass action, or representative proceeding, except to the extent a waiver is not enforceable. An arbitrator may award relief only on an individual basis. If you are a California resident, this arbitration section does not waive rights to seek public injunctive relief to the extent such rights cannot be waived under the McGill rule.

You may opt out of this arbitration section by sending written notice within 30 days after signup. Send the notice to support@pikova.org with your name, account email, and a clear statement that you are opting out of arbitration. If you do that on time, the arbitration clause will not apply to you, but the rest of these Terms will.

These Terms and any dispute relating to Pikova are governed by the laws of Ohio, without regard to conflict-of-laws principles, except to the extent federal law or non-waivable consumer protection law applies.

This governing-law clause does not override the arbitration venue rule above or any non-waivable right you have under the law where you live.

You may stop using Pikova at any time. You may also cancel your subscription at any time through the billing flow. We may suspend or terminate access if you violate these Terms, create risk for us or others, fail to pay applicable charges, or if we decide to stop offering the service.

If your subscription is monthly, termination does not create a pro- rata refund obligation beyond the refund policy described above. If we ever offer annual subscriptions and we terminate an annual plan for convenience rather than for cause, the post-termination remedy would be a pro-rata refund for the unused remainder of the annual term. That annual-only rule does not apply to monthly billing.

Sections that by their nature should survive termination will survive, including ownership, payment obligations already incurred, disclaimers, limitations of liability, indemnity, dispute resolution, and governing law.

We may update these Terms from time to time. For material changes, we will give at least 30 days' notice by email or equivalent direct notice before the new terms take effect. We treat changes to price, arbitration, liability cap, data use, or refund policy as material.

For material changes, we may require you to re-accept the updated Terms on your next login after the effective date. If you do not agree, you should stop using Pikova and cancel your subscription before the new terms apply.

Non-material changes, like typo fixes, clarifications, formatting improvements, or wording cleanups that do not change the substance of your rights or obligations, may be posted by notice on the site and become effective when posted. Continued use after an applicable effective date means you accept the updated Terms.

Questions about these Terms, refunds, billing, arbitration opt-out, or account issues can be sent to support@pikova.org. This is a placeholder contact address for the current draft and should be updated if Pikova uses a different support inbox in production.

If any part of these Terms is held unenforceable, the remaining parts will stay in effect to the fullest extent allowed by law. A failure to enforce one provision is not a waiver of any right or provision.

These Terms, together with the Privacy Policy and any additional terms presented for a specific feature, are the entire agreement between you and Pikova about the service and replace prior oral or written understandings on the same subject.

We may assign these Terms, in whole or in part, in connection with a merger, acquisition, financing, sale of assets, or other business transaction. You may not assign or transfer your rights or obligations under these Terms without our prior written consent.

We are not responsible for delay or failure caused by events beyond our reasonable control, including outages, vendor failures, natural disasters, labor disputes, acts of government, or internet disruptions. Section headings are for convenience only and do not control interpretation.